Comp-06: A formal letter about a loan

 Comp-06: A formal letter about a loan

 To: Granada Bank     From: David Bacas

Subject: Petition of loan

To whom it may concern, 

    First of all, I would like to introduce myself. My name is David Bacas, I come from Molvizar, a little town in the south of Granada. I have been studying app designing for 4 years, in the University of Granada, and I have already participated in the development of an app, a video editor.

   Now, I think it is the moment to start my own project. The idea of the project is an app which you can use to meet people all around the world. When you open it, you will inmediately start a conversation with someone from a different country, and you decide if you want to continue talking with him or talk to someone new.

   I think it could be really a interesting app, because it will allow you to meet people from other countries, so it will let you discover new countries, their traditions and their people.

   If you are interested in the app, I would like to ask for a loan of €20.000, and I wold like to pay it back in 10 years' time. I would like to know the interest rate, so I would be pleased if you answer me back telling me about it.

I look forward to hearing from you in the near future.

Yours faithfully, 

Mr. D. Bacas.

Bitcoin, real currency or just a fake?

 Comment 20: Bitcoin, real currency or just a fake?

Nowadays, we are in a worldwide pandemic, so thinking about pocket money may be just a mere dream. Avoiding this way of payment can decrease the infections, so what another ways exist?
There are a lot of payment ways that don´t need a physical object, we can use PayPal, credit cards, bank transfers, ect. Of course, other ways are cryptocoins, this type of coins are unknown to most people, but they´re very interesting.
There are many of these crryptocoins, but the most famous is the Bitcoin. Did you know that a bitcoin has a value of about 8.022€? That´s an amazing prize for only one coin!.
These coins have some interesting facts, and these facts make them very useful in some moments. They are anonymous, so they don´t leave any trail when we buy with them. The value of a bitcoin is in a continuous movement, so if you are patient and lucky, you could win a lot of money investing in Bitcoins, there are a lot of people who live of this!
In summary, the Bitcoin is a very interesting tool, and in moments like this, when we need other options than cash, things like that can be very useful.

Digital money

 Comment 4: Digital money, a good option to invest?

Some years ago, all the people only have cash as a way to pay in shops, but nowadays, this is probably less used way. With the technologies and the Internet, other ways of payment have come too. Now, we can buy on the Internet, and to pay we use our credit cards or other methods like PayPal. This is very good, because you don´t have to carry any money, and if you need more, you don´t need to go to a bank, just use your credit card.
Most people use these methods, but others don´t trust them, because they think the can be cheated. This is true, there are many pages that may want to cheat you, but most of them don´t want it.
After credit cards, other metods of payment have come too, they are called digital coins, and are becoming more and more popular year by year. These are other payment methods, but a bit different. You can obtain these "coins" buying them or, instead, mining them. Mining digital coins is using your device to recopilate information for a company, and they reward you with digital coins. There are many famous digital coins, but the most famous and profitable is the Bitcoin. You can sell these coins and obtain real money, but you should be careful because the price of these coins is in a continous movement, always decreasing or increasing, and if you sell the coin when its price is very down, you´ll lose a lot of money.
All these methods are very new, and all of them help you to have an easier life, but nowadays, we are still depending on cash, because some shops don´t accept credit cards and it is easier to pay with money when the value isn´t very big.

What really matters in life

Fourth Quality comment: What really matters in life

When we talk about a life, we´re talking about a long period of time. Obviously, in such a long period, a lot of things can happen. But, are some things as important as others?
Obviously no. Some people give more importance to some things that it has. Most people are only worried about how much money they have, and if they can buy all the things they want. But, in my opinion, money isn´t all. Money is important, of course, but you should care about other things like your studies, because that what´s makes a person cultured, your friends, because they´re the ones who are always there when you feel bad, and your family, the people who don´t care what you do and what you are, that will always love you.
You should be concerned about meeting people that really love and support you for who you really are, and not to worry about the new mobile phone that is going on sale. Many people forget this, and they only work and work to earn money, they forget their friends and family, and when they want to notice, they´re alone. Do you really think that when they´ll die, they´ll be happy with their lifes? I don´t think so.

Life with Money

Comment 8: Life with Money

Money is one of the most important things in the society in which we live, you need money to live, because you need buy food, clothes and other important things. The value of money is different depending on the country where you are, for example, 1€ is equivalent to 1,14$ in America, so it is easier to earn money in some countries. But, obviously, money isn´t the most important thing in life, you can´t buy everything with money and things like friends, family health or other things are more important than a pair of good shoes or a good car, but today it´s very difficult to live without money.